Finger핑거

Finger's trailing revenue is roughly ₩92B with thin margins, and the share price has risen sharply over three months while a convertible bond and rights offering are in progress.

Finger is a Korean software company selling fintech and payment platforms mainly to banks, financial firms and public institutions. Trailing twelve-month revenue to H1 2026 is about ₩92.2B, but operating income is only about ₩0.8B and free cash flow is negative at about -₩0.4B. The share price is ₩12,020, up 54.5% over three months, though still well below its 52-week high of ₩25,650.

What stands out

• Trailing operating margin is 0.8%, and net income of about ₩6.0B is well above operating income, so the profit figure depends on items outside core operations; the data does not explain the gap.
• Revenue rose 27.9% in 2025 to about ₩91.6B after falling in 2023 and 2024, but 2025 operating income of ₩1.5B was still far below the 2021 level of ₩7.4B.
• Balance sheet shows cash of about ₩108B against borrowings of about ₩62.5B, with liabilities at 84.8% of equity.
• Valuation is P/E of 25.6 and P/B of 1.6 on trailing numbers, while the model's base fair value is ₩5,103, below the current price; the data does not say how that model is weighted.
• Foreign ownership fell from 8% to 2.6% over 60 days, while the 20-day flows show retail buying of about ₩974M against foreign selling of about ₩1.2B.

What to watch

• Recent filings include a convertible bond issue decision, a rights offering (paid-in capital increase) decision, a loan extension and several share acquisitions and amendments; their terms and effects are not detailed in the data.
• Whether operating income recovers from the sub-1% trailing margin and whether free cash flow turns positive in upcoming reports.
• The data contains no news headlines, so the reason for the recent price move is not clear from the information provided.